Today is Black Friday. While the retailers want us all to do our part to boost the economy, be careful out there. Just because it’s a traditional shopping day, doesn’t mean you need to get out there and overspend. Make a list and check it twice. Have a budget. Stick to your plan. Don’t dig yourself deeper into debt! Bake cookies for gifts, spend $10 more and go watch a movie if you have to go to the mall! Be smart!